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Free Church Finance Resources

Articles, podcast episodes, videos, guides, and tools from the CPAs and team at ChurchBiz. Most of it is free. Search or sort by topic to find what your church needs.

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FreeGuide

Minister Tax Guide

Housing allowance, SECA, and clergy pay, with video, podcast, PDF, and articles in one place.

Minister TaxGuide
FreeGuide

Ministry Budget Guide

How to plan the budget process, project giving, and bring your team along.

BudgetingGuide
FreeGuide

Church Expense Policy Guide

Expense and reimbursement policies, accountable plans, and the paperwork that protects your church.

ExpensesGuide
FreeGuide

Church Financial Reporting Guide

What belongs on a church balance sheet, when to capitalize, and what records to keep.

ReportingGuide
FreeGuide

Church Plant Finance Guide

Entity setup, giving platforms, minister tax, payroll, and budgeting for a new church.

Church PlantingGuide
FreeTool

Minister Housing Calculator

Add up home payments, utilities, and upkeep to estimate a minister's annual housing allowance.

Minister TaxOnline tool
FreeArticle

A Better Way to Spend

How churches handle spending, from riskiest to best, and where we land.

Expenses6 min read
FreeArticle

Are Your Financials Bank-Ready?

What lenders look for, and how to get your books ready before you apply for a loan.

Reporting9 min read
FreeArticle

4 Questions to Ask Before Giving to a Church or Ministry

Four questions that help donors give with wisdom and confidence.

Giving & Generosity7 min read
FreeArticle

Can We Route Donations Through the Church for a Tax Deduction?

When a gift is earmarked for a person, the IRS treats it as a personal gift. Here is what leaders need to know.

Giving & Generosity6 min read
FreeArticle

6 Ways to Minimize Fraud in Your Ministry

Six practical controls that protect your people and your church.

Controls & Risk7 min read
FreeArticle

Payroll and Employee Setup Guide for Churches and Nonprofits

Decisions to make at hiring that protect your church from wage and tax problems later.

Payroll & HR6 min read
FreeArticle

Does Your Church Have a Clear Expense Policy?

A sample expense and reimbursement policy, plus a quick health check for your team.

Expenses6 min read
FreeArticle

10 Things Every Minister Needs to Know About Taxes

Ministers are taxed differently from every other employee. Ten things your pastor and finance team should know.

Minister Tax8 min read
FreeArticle

Minister Housing Allowance: What Your Church Must Do Every Year

The yearly steps for designating housing allowance correctly, before the year starts.

Minister Tax5 min read
FreeArticle

Your Church 1099 Filing Guide

Five habits that make 1099 season calmer and keep your church compliant.

1099s & Year-End6 min read
FreeArticle

9 Finance Questions Every Church Planter Must Answer

The financial structures a new church needs in place from day one.

Church Planting5 min read
FreeArticle

Is Church Giving Tax-Deductible?

Not always. When a gift is designated for a person, it loses its deductible status.

Giving & Generosity5 min read
FreeArticle

How to Count and Record Church Offerings

Who collects, who counts, and how offline giving connects with your online platform.

Giving & Generosity7 min read
Article

Minister Tax: Things to Know

Key points on how ministers are taxed, for pastors and finance teams.

Minister TaxHub blog
Article

Minister Tax: Quick Overview

A short primer on minister tax for pastors new to the topic.

Minister TaxHub blog
Article

Church Budget Season Checklist

A sample timeline from October through December, from first meeting to final approval.

BudgetingHub blog
Article

10 Tips for a Better Budget Season

Timelines, giving trends, compensation, cash flow, and how to share the final budget.

BudgetingHub blog
Article

5 Tips for Budget Season

A short list of steps to start your budget process well.

BudgetingHub blog
Article

Church Budget FAQ's

What to include, who approves it, and how to handle multiple funds.

BudgetingHub blog
Article

3 Church Expense Reporting Solutions

Three ways churches track and approve expenses, compared.

ExpensesHub blog
FreeVideo

What Belongs on a Church Balance Sheet?

From ChurchBiz Live: balance sheet basics and the records your church should keep.

ReportingYouTube
FreeVideo

Minister Tax Overview

A short walkthrough of how minister tax works.

Minister TaxYouTube
FreeVideo

Church Expense Policy Overview

What a clear expense policy covers and why it matters.

ExpensesYouTube
FreeVideo

Ministry Budgets Overview

How to plan your budget season and involve the right people.

BudgetingYouTube
FreeVideo

The Church Planter's Guide to Finance: Overview

An overview of the financial steps every church planter needs to take.

Church PlantingYouTube
FreeVideo

The Church Planter's Guide to Finance: eBook Walkthrough

A walk through the eBook and how to use it.

Church PlantingYouTube
FreeVideo

The Church Planter's Guide to Finance: Course Overview

What the Church Plant Finance course covers.

Church PlantingYouTube
FreePDF

Minister Tax Guide (PDF)

A printable version of the Minister Tax Guide with every link included.

Minister TaxPDF
FreePDF

Church Expense Policy Guide (PDF)

A printable version of the expense policy guide.

ExpensesPDF
eBook

The Church Planter's Guide to Finance (eBook)

Eleven steps from entity setup and bylaws to budgets, payroll, and generosity.

Church PlantingPDF
FreePodcast

Ep. 26: Event Registrations vs. Donations

Why a registration fee is not a gift, and how to record each one.

Giving & Generosity10 min
FreePodcast

Ep. 25: Ministry Communication Strategy

An executive pastor on engagement, communication tools, and data-driven ministry decisions.

Leadership57 min
FreePodcast

Ep. 24: Minister Tax

Minister tax status, housing allowance, and payroll compliance.

Minister Tax15 min
FreePodcast

Ep. 23: Expense Management Policies

Accountable plans, reimbursement rules, and the paperwork that protects you.

Expenses22 min
FreePodcast

Ep. 22: Songs, Stories, and Podcasts

A studio manager on stewarding gifts through music and podcasting.

Giving & Generosity25 min
FreePodcast

Ep. 21: Church Planting & Stewardship

Church planting challenges, financial management, and the role of stewardship.

Church Planting40 min
FreePodcast

Ep. 20: The Church Planter's Guide to Finance

Entity setup, bylaws, finances, and teaching stewardship in a new church.

Church Planting46 min
FreePodcast

Ep. 19: Prayer and Provision

A church planter on prayer, stewardship, and raising funds for a building.

Church Planting37 min
FreePodcast

Ep. 18: Cultivating Generosity in Your Church

Building a generous culture through planning and clear communication.

Giving & Generosity33 min
FreePodcast

Ep. 15: Church Building & Liability Insurance

Rising insurance costs and the coverage areas every church should review.

Controls & Risk30 min
FreePodcast

Ep. 14: HR Help with Melissa Stephan

Benefits, compliance, and when a ministry needs HR support.

Payroll & HR27 min
FreePodcast

Ep. 13: Spotlight with Church Planter Joe Guenther

A church planter on his story and stewardship in a new church.

Church Planting31 min
FreePodcast

Ep. 12: Finance Team 101 Preview

Church models, budgeting, controls, and reporting basics for finance teams.

Finance Team Basics33 min
FreePodcast

Ep. 11: Understanding Financial Reports

How to read a church statement of activity and balance sheet.

Reporting63 min
FreePodcast

Ep. 9: Human Resources for Churches

Why churches need HR support and what it covers.

Payroll & HR24 min
FreePodcast

Ep. 7: A Generosity Campaign at New Shores Church

A pastor on leading a generosity campaign.

Giving & Generosity37 min
FreePodcast

Ep. 3: Helping Church Planters

A church planter on working with ChurchBiz and faithful stewardship.

Church Planting27 min
FreePodcast

Ep. 2: Fund Accounting

Restricted and unrestricted funds, and what they mean for governance.

Reporting34 min
PaidCourse

Finance Team 101

CPA-taught lessons on roles, controls, reporting, and the rhythms of a healthy finance team.

Finance Team BasicsCourse
PaidCourse

Church Plant Finance Course

Video lessons, the eBook, and Q&A support for church planters.

Church PlantingCourse

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